How to Pay for a New HVAC System

How to Finance a New HVAC System

When your heating and cooling equipment finally calls it quits, the cost of a brand new air conditioning unit can cause a bit of sticker shock to any homeowner. With a new HVAC system typically costing anything from $5,000-$12,000, Carolina Comfort Air knows the average family cannot pay for such a significant investment out of pocket. 

As southeastern North Carolina’s trusted heating and cooling professionals, we offer various opportunities to finance a new, energy-efficient AC system and are here to answer your most pressing AC financing FAQs.

Can I afford a new air conditioner or heating system?

Every family is different, but with Carolina Comfort Air’s financing options, local rebates, our referral rewards program, and the energy-savings features of Trane heating and cooling equipment, a new HVAC system may even save your household money over time. 

Who do I finance a new AC system through?

There are several ways to finance an air conditioner including store credit card financing, home equity loans, personal loans, 0% APR credit cards, and HVAC contractor financing. Carolina Comfort Air offers contractor financing for a convenient way for homeowners to handle the installation, maintenance, service, and financing, all through a single company. 

We believe financing through a heating and cooling company is the ideal way to secure low or no-interest financing with enough flexibility to choose the best option that matches your budget and home comfort needs. 

Why should I finance a new HVAC system?

Financing a new air conditioning system is a great way to bridge the gap between the pricey cost of new equipment and your budget as a homeowner. With competitive rates and affordable monthly payments, you’ll enjoy the comfort of home without breaking the bank. Carolina Comfort Air offers a variety of financing options for most levels of credit. 

Will I qualify for AC financing if I have bad credit?

Carolina Comfort Air offers financing solutions for all credit levels. We encourage homeowners to apply for financing through all of our lessors to determine which option is the best for their needs. For details on special offers you may qualify for, schedule an appointment with an installation specialist. 

What financing offers are available to me? How long are financing offers available?

Being a National Top Trane Dealer, Carolina Comfort Air is able to provide the most competitive AC replacement financing offers. We have a variety of financing promotions that run all year long and differ in benefits, monthly payment, and credit eligibility. Our consultants review all financing options and details with you during your free in-home consultation. 

How do I apply for HVAC special financing through Carolina Comfort Air?

Homeowners can apply online for various financing offers. You can also request a Carolina Comfort Air HVAC pro provide you with the latest financing options and guide you through the application process. 

Maximize Savings With Rebates and Promotions

If you’re considering replacing your current heating and cooling system with a more energy-efficient AC unit, it’s important to not only consider financing options but also additional rebates and savings available to you. Through Duke Energy’s rebate program, homeowners may receive up to $450 when replacing an old, worn-out HVAC system. Homeowners must be Duke Energy residential electric customers and the new system must be of a certain SEER rating. 

Carolina Comfort Air Customers may also earn up to $200 when referring friends, family, and neighbors! Learn more about our referral rewards program, here.

Have additional AC financing questions? Schedule an appointment with a HVAC expert to cover any questions or concerns you may have about paying for a new heating and cooling system.